Personal Financial Planning 13th Edition by Lawrence J. Gitman – Test Bank

Assessment Bank For Personal Financial Planning 13th Ed. by Lawrence J. Gitman

1. ISBN-10

   1111971633
2. ISBN-13

   978-1111971632

   Understanding what to manage with your finances is more critical than ever. Gitman/Joehnk/Billingsley’s market-leading PERSONAL FINANCIAL PLANNING, 13E, equips students with the tools, techniques, and knowledge they require to define and accomplish their financial objectives. The book adopts a life-cycle strategy–covering financial plans, assets, borrowing, insurance, investments, and retirement–as individuals and families progress through life. The latest revisions reflect the most recent financial advancements and studies–from fresh tax regulations to the latest financial updates to professional financial guidance considering the impact of the most recent global financial downturn. The 13th edition is brimming with fresh insights pertinent to today’s learners–such as adapting spending habits for the better, understanding the right questions to pose to a financial consultant, employing guidance on budgeting and retirement preparation, recognizing what to consider when selecting a financial institution, determining whether to purchase or lease a car, understanding crucial aspects while shopping for your first residence, and selecting the optimal credit card. Novel features instruct on utilizing contemporary essential financial tools and technology, including financial planning software. Certified Financial Planner (CFP) exercises offer valuable practice. The Cengage NOW e-learning platform aids in completing assignments and attaining the desired grades.