Solution manual for Focus on Personal Finance 7th Edition By Jack Kapoor

Dr. Jack Kapoor serves as a Professor of Business and Economics within the Business and Services Division. With a teaching tenure at College of DuPage dating back to 1969, he brings vast experience in instructing Business and Economics. Dr. Kapoor obtained his B.A. and M.S. from San Francisco State College, along with his Ed.D. from Northern Illinois University. He was honored with the Outstanding Professor Award for 1999-2000 in the Business and Services Division. Internationally recognized, Dr. Kapoor is a co-author of several textbooks including Business: A Practical Approach (Rand McNally), Business (Houghton Mifflin), and Focus on Personal Finance (Richard D. Irwin/McGraw-Hill).

Teaching at the Department of Economics and Business in Lake Forest College, Lake Forest, Illinois, Les Dlabay has delivered over 30 different courses across various educational settings spanning 25 years. Dr. Dlabay has contributed to the development of a wide array of educational materials in Personal Finance, Consumer Economics, and International Business. In addition to his academic roles, he has offered consultancy services to corporations, educational institutions, and government bodies. Dr. Dlabay has conducted numerous workshops and seminars across 20 states, advocating for active student engagement through innovative instructional approaches encompassing video presentations, newsletters, interviews, and Internet research activities.

A professor of business at Dallas County Community Colleges, Dr. Hughes firmly believes that these two words – financial literacy – hold transformative power. Whether one aspires to wealth accumulation or prudent financial management, the capacity to scrutinize financial decisions and gather pertinent information is a skill set that can always be honed. Alongside his textbook authorship, Dr. Hughes has been educating on personal finance, business introduction, business mathematics, SME management, SME finance, and accounting since 1972. He has also provided content expertise for popular TV series and spearheaded a business math project utilizing computer-assisted instruction funded by the ALEKS Corporation. Dr. Hughes holds a BBA from Southern Nazarene University and an MBA and EdD from the University of North Texas. His personal interests span writing, investing, collecting French antiquities, art, and travel experiences.

A dedicated lecturer in the Poole College of Management at North Carolina State University, Melissa Hart has been recognized for her teaching excellence and innovative instructional techniques leveraging technology. Specializing in personal finance and corporate finance, she has devised inventive methods to infuse real-life scenarios into both physical and virtual classroom settings. Melissa advocates for financial literacy by sharing her pragmatic philosophy of “No plan is a plan” with various student groups, clubs, high schools, and external organizations annually. Engaged with the North Carolina Association of Certified Public Accountants (NCACPA) on multiple committees, she holds a BBA from the University of Maryland and an MBA from North Carolina State University. Before pursuing an MBA, Melissa spent eight years in public accounting handling audits, tax compliance, and consulting. Her leisure pursuits encompassing familial activities and world travel hold significant importance in her life.